/* ============================================================
   Wealth First Financial Group — styles.css
   深藍金專業風格 | Navy #0A1F44 / #0B2447 · Gold #C9A227
   純手寫 CSS，冇 framework，GoDaddy 靜態 hosting 直接用得。
   第二版：主賣點改為「整體規劃」，版面現代化，加輕量動畫
   （scroll reveal、hero fade-in、人生階段 tab、流程進度線）。
   ============================================================ */

:root{
  --navy:#0A1F44;
  --navy-2:#0B2447;
  --navy-3:#122C57;
  --gold:#C9A227;
  --gold-2:#D4AF37;
  --gold-soft:#F3E9CF;
  --ink:#1D2433;
  --muted:#5A6478;
  --line:#E4E7EE;
  --bg:#FFFFFF;
  --bg-soft:#F7F8FA;
  --white:#FFFFFF;
  --serif:'Playfair Display','Noto Serif TC',serif;
  --sans:'Inter','Noto Sans TC','PingFang TC','Microsoft JhengHei',sans-serif;
  --radius:14px;
  --shadow:0 10px 30px rgba(10,31,68,.08);
  --max:1180px;
}

*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  font-family:var(--sans);
  color:var(--ink);
  background:var(--bg);
  line-height:1.7;
  font-size:16.5px;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block}
a{color:var(--navy);text-decoration:none}
a:hover{color:var(--gold)}
.container{width:min(var(--max),92%);margin:0 auto}
h1,h2,h3{font-family:var(--serif);color:var(--navy);line-height:1.25;font-weight:600}
html[lang="zh-Hant"] h1,html[lang="zh-Hant"] h2,html[lang="zh-Hant"] h3{letter-spacing:.02em}

/* ---------- Top bar ---------- */
.topbar{
  background:var(--navy);
  color:#DCE4F2;
  font-size:.82rem;
  padding:.45rem 0;
}
.topbar .container{display:flex;justify-content:space-between;align-items:center;gap:1rem;flex-wrap:wrap}
.topbar a{color:#DCE4F2}
.topbar a:hover{color:var(--gold-2)}
.topbar .tb-right{display:flex;gap:1.4rem;align-items:center}

/* ---------- Header ---------- */
.site-header{
  position:sticky;top:0;z-index:60;
  background:rgba(255,255,255,.97);
  backdrop-filter:blur(6px);
  border-bottom:1px solid var(--line);
}
.header-in{display:flex;align-items:center;justify-content:space-between;gap:1.2rem;padding:.7rem 0}
.brand{display:flex;align-items:center;gap:.8rem}
.brand img{height:80px;width:auto}
.main-nav{display:flex;gap:1.7rem;align-items:center}
.main-nav>a{
  color:var(--ink);font-size:.95rem;font-weight:500;letter-spacing:.01em;
  padding:.3rem 0;border-bottom:2px solid transparent;
}
.main-nav>a:hover,.main-nav>a.active{color:var(--navy);border-bottom-color:var(--gold)}
.header-actions{display:flex;align-items:center;gap:.9rem}
.lang-switch{
  display:flex;border:1px solid var(--line);border-radius:999px;overflow:hidden;background:#fff;
}
.lang-switch button{
  border:0;background:transparent;padding:.35rem .75rem;font-size:.82rem;cursor:pointer;
  font-family:var(--sans);color:var(--muted);
}
.lang-switch button.on{background:var(--navy);color:#fff;font-weight:600}
.nav-toggle{
  display:none;border:1px solid var(--line);background:#fff;border-radius:8px;
  padding:.45rem .7rem;font-size:1.05rem;cursor:pointer;color:var(--navy);
}

/* ---------- Buttons ---------- */
.btn{
  display:inline-block;padding:.78rem 1.6rem;border-radius:999px;
  font-weight:600;font-size:.95rem;letter-spacing:.01em;
  transition:transform .15s ease,box-shadow .15s ease,background .15s ease;
  border:1px solid transparent;text-align:center;cursor:pointer;
}
.btn:hover{transform:translateY(-1px)}
.btn-gold{background:var(--gold);color:#14100A;border-color:var(--gold)}
.btn-gold:hover{background:var(--gold-2);color:#14100A;box-shadow:0 8px 20px rgba(201,162,39,.35)}
.btn-navy{background:var(--navy);color:#fff;border-color:var(--navy)}
.btn-navy:hover{background:var(--navy-3);color:#fff;box-shadow:0 8px 20px rgba(10,31,68,.25)}
.btn-outline{background:transparent;color:#fff;border-color:rgba(255,255,255,.65)}
.btn-outline:hover{border-color:var(--gold-2);color:var(--gold-2)}
.btn-outline-navy{background:transparent;color:var(--navy);border-color:var(--navy)}
.btn-outline-navy:hover{background:var(--navy);color:#fff}
.btn-sm{padding:.55rem 1.15rem;font-size:.88rem}

/* ---------- Hero ---------- */
.hero{
  background:var(--navy);
  color:#fff;
  position:relative;
  overflow:hidden;
}
/* 第二版：移除 hero 底部金色幼線，版面更簡潔 */
.hero-grid{
  display:grid;grid-template-columns:1.05fr .95fr;gap:3rem;align-items:center;
  padding:4.2rem 0 3.8rem;
}
.eyebrow{
  display:inline-block;color:var(--gold-2);font-size:.8rem;font-weight:600;
  letter-spacing:.18em;text-transform:uppercase;margin-bottom:1rem;
}
html[lang="zh-Hant"] .eyebrow{letter-spacing:.35em}
.hero h1{color:#fff;font-size:clamp(2.1rem,4.2vw,3.2rem);margin-bottom:1.1rem}
.hero h1 .gold{color:var(--gold-2)}
.hero .lead{color:#C9D4EA;font-size:1.08rem;max-width:34rem;margin-bottom:2rem}
.hero-cta{display:flex;gap:.9rem;flex-wrap:wrap}
.hero-photo{position:relative}
.hero-photo img{
  border-radius:18px;
  border:1px solid rgba(201,162,39,.45);
  box-shadow:0 24px 50px rgba(0,0,0,.35);
  object-fit:cover;width:100%;height:100%;max-height:520px;
}
.hero-photo::before{
  content:"";position:absolute;inset:-14px auto auto -14px;width:120px;height:120px;
  border-top:2px solid var(--gold);border-left:2px solid var(--gold);border-radius:18px 0 0 0;opacity:.7;
}
.hero-card{
  position:absolute;left:-1.2rem;bottom:1.4rem;background:#fff;color:var(--ink);
  border-radius:12px;padding:.8rem 1.1rem;box-shadow:var(--shadow);max-width:250px;
}
.hero-card strong{color:var(--navy);display:block;font-size:.92rem}
.hero-card span{font-size:.8rem;color:var(--muted)}

/* ---------- Trust bar ---------- */
.trust-bar{background:var(--bg-soft);border-bottom:1px solid var(--line)}
.trust-grid{
  display:grid;grid-template-columns:repeat(3,1fr);gap:1.6rem;padding:1.7rem 0;
}
.trust-item{display:flex;gap:.8rem;align-items:flex-start}
.trust-item .tic{
  flex:0 0 auto;width:38px;height:38px;border-radius:50%;
  border:1px solid var(--gold);color:var(--gold);
  display:flex;align-items:center;justify-content:center;font-size:1rem;background:#fff;
}
.trust-item strong{display:block;color:var(--navy);font-size:.95rem}
.trust-item span{font-size:.84rem;color:var(--muted);line-height:1.5;display:block}
/* 合作夥伴標誌：兩個 logo 並排/疊放展示，高度一致、白底卡承載 */

/* ---------- Sections ---------- */
.section{padding:5.4rem 0}
.section-alt{background:var(--bg-soft)}
.section-navy{background:var(--navy);color:#fff}
.section-navy h2,.section-navy h3{color:#fff}
.sec-head{max-width:46rem;margin-bottom:2.4rem}
.sec-head.center{margin-left:auto;margin-right:auto;text-align:center}
.sec-head h2{font-size:clamp(1.6rem,3vw,2.2rem);margin-bottom:.7rem}
.sec-head p{color:var(--muted)}
.section-navy .sec-head p{color:#C9D4EA}
.gold-rule{width:56px;height:2px;background:var(--gold);margin:1rem 0 0}
.sec-head.center .gold-rule{margin-left:auto;margin-right:auto}

/* ---------- Cards ---------- */
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:1.5rem}
.card{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius);
  padding:1.9rem 1.7rem;transition:box-shadow .2s ease,transform .2s ease,border-color .2s ease;
}
.card:hover{box-shadow:var(--shadow);transform:translateY(-3px);border-color:#D8C98F}
.card .cnum{
  font-family:var(--serif);font-size:1.5rem;color:var(--gold);
  border-bottom:1px solid var(--gold-soft);padding-bottom:.6rem;margin-bottom:1rem;display:block;
}
.card h3{font-size:1.18rem;margin-bottom:.6rem}
.card p{color:var(--muted);font-size:.95rem}
.card ul{list-style:none;margin:.8rem 0 1.1rem}
.card ul li{
  color:var(--muted);font-size:.93rem;padding:.28rem 0 .28rem 1.25rem;position:relative;
}
.card ul li::before{content:"—";position:absolute;left:0;color:var(--gold)}
.card .card-link{font-weight:600;font-size:.9rem;color:var(--navy)}
.card .card-link:hover{color:var(--gold)}

/* services mini grid */
.svc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.2rem}
.svc-card{
  border:1px solid var(--line);border-radius:var(--radius);padding:1.5rem 1.4rem;background:#fff;
}
.svc-card .sic{font-size:1.35rem;color:var(--gold);margin-bottom:.6rem}
.svc-card h3{font-size:1.05rem;margin-bottom:.4rem}
.svc-card p{color:var(--muted);font-size:.9rem}

/* why / steps */
.why-item{text-align:left}
.why-item .wic{
  width:48px;height:48px;border-radius:50%;background:var(--navy);color:var(--gold-2);
  display:flex;align-items:center;justify-content:center;font-size:1.15rem;margin-bottom:1rem;
}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:1.4rem}
.step{position:relative;padding-top:1rem}
.step .snum{
  font-family:var(--serif);font-size:2.2rem;color:var(--gold);display:block;line-height:1;
}
.step h3{color:#fff;font-size:1.08rem;margin:.6rem 0 .4rem}
.step p{color:#C9D4EA;font-size:.9rem}
.step::before{content:"";position:absolute;top:0;left:0;width:34px;height:2px;background:var(--gold)}

/* resource cards */
.res-card{padding:0;overflow:hidden;display:flex;flex-direction:column}
.res-card .res-thumb{
  aspect-ratio:16/9;background:var(--navy);display:flex;align-items:center;justify-content:center;
  color:var(--gold-2);font-size:2rem;position:relative;
}
.res-card .res-thumb img{width:100%;height:100%;object-fit:cover}
.res-card .res-body{padding:1.4rem 1.5rem 1.6rem;display:flex;flex-direction:column;gap:.5rem;flex:1}
.res-tag{
  font-size:.72rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);
}
.res-card h3{font-size:1.08rem}
.res-card p{color:var(--muted);font-size:.9rem;flex:1}
.res-meta{font-size:.8rem;color:var(--muted)}

/* video embeds */
.video-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:1.5rem}
.video-wrap{border-radius:var(--radius);overflow:hidden;border:1px solid var(--line);background:#000}
.video-wrap iframe{width:100%;aspect-ratio:16/9;border:0;display:block}
.video-cap{font-size:.88rem;color:var(--muted);margin-top:.5rem}

/* newsletter */
.newsletter{
  background:var(--bg-soft);border:1px solid var(--line);border-radius:var(--radius);
  padding:2.2rem;display:grid;grid-template-columns:1.2fr .8fr;gap:2rem;align-items:center;
}
.newsletter h3{font-size:1.3rem;margin-bottom:.5rem}
.newsletter p{color:var(--muted);font-size:.93rem}
.nl-form{display:flex;gap:.6rem}
.nl-form input{
  flex:1;padding:.8rem 1rem;border:1px solid var(--line);border-radius:999px;
  font-family:var(--sans);font-size:.95rem;background:#fff;min-width:0;
}
.nl-note{font-size:.78rem;color:var(--muted);margin-top:.55rem}
.form-ok{
  display:none;background:#EFF7EE;border:1px solid #BFE0BC;color:#24521F;
  border-radius:10px;padding:.8rem 1rem;font-size:.9rem;margin-top:.7rem;
}

/* CTA band */
.cta-band{background:var(--navy);color:#fff;text-align:center}
.cta-band h2{color:#fff;font-size:clamp(1.6rem,3vw,2.2rem);margin-bottom:.7rem}
.cta-band p{color:#C9D4EA;max-width:38rem;margin:0 auto 1.8rem}

/* ---------- Page hero (inner pages) ---------- */
.page-hero{background:var(--navy);color:#fff;padding:3.4rem 0 3rem;position:relative}
.page-hero h1{color:#fff;font-size:clamp(1.9rem,3.6vw,2.7rem);margin-bottom:.7rem}
.page-hero p{color:#C9D4EA;max-width:42rem}
/* 第二版：移除內頁 hero 底部金色幼線 */

/* ---------- Service detail rows ---------- */
.svc-detail{
  display:grid;grid-template-columns:.9fr 1.1fr;gap:2.6rem;align-items:start;
  padding:2.6rem 0;border-bottom:1px solid var(--line);
}
.svc-detail:last-of-type{border-bottom:0}
.svc-detail .svc-kicker{color:var(--gold);font-weight:700;font-size:.78rem;letter-spacing:.16em;text-transform:uppercase}
.svc-detail h2{font-size:1.55rem;margin:.5rem 0 .8rem}
.svc-detail p{color:var(--muted);margin-bottom:.9rem}
.svc-detail h4{color:var(--navy);font-size:1rem;margin:1.1rem 0 .4rem}
.svc-detail ul{list-style:none}
.svc-detail ul li{color:var(--muted);padding:.25rem 0 .25rem 1.25rem;position:relative;font-size:.95rem}
.svc-detail ul li::before{content:"—";position:absolute;left:0;color:var(--gold)}

/* ---------- FAQ ---------- */
.faq-item{border:1px solid var(--line);border-radius:12px;background:#fff;margin-bottom:.8rem;overflow:hidden}
.faq-item summary{
  cursor:pointer;padding:1.05rem 1.3rem;font-weight:600;color:var(--navy);list-style:none;
  display:flex;justify-content:space-between;align-items:center;gap:1rem;
}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{content:"+";color:var(--gold);font-size:1.3rem;font-weight:400}
.faq-item[open ] summary::after{content:"–"}
.faq-item .faq-body{padding:0 1.3rem 1.2rem;color:var(--muted);font-size:.94rem}

/* ---------- About ---------- */
.about-grid{display:grid;grid-template-columns:.95fr 1.05fr;gap:3rem;align-items:center}
.about-photo img{border-radius:18px;box-shadow:var(--shadow);border:1px solid var(--line);width:100%;object-fit:cover}
.placeholder-note{
  background:#FFF8E6;border:1px dashed var(--gold);border-radius:10px;
  padding:.7rem 1rem;font-size:.85rem;color:#6B5A1E;margin-top:1rem;
}

/* ---------- Contact ---------- */
.contact-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:2.2rem;align-items:start}
.contact-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.8rem}
.contact-card h3{margin-bottom:1rem;font-size:1.15rem}
.contact-line{display:flex;gap:.8rem;padding:.55rem 0;border-bottom:1px solid var(--bg-soft)}
.contact-line:last-child{border-bottom:0}
.contact-line .cic{color:var(--gold);width:22px;text-align:center}
.contact-line strong{color:var(--navy);display:block;font-size:.88rem}
.contact-line span,.contact-line a{font-size:.95rem;color:var(--ink)}
.form-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:2rem;box-shadow:var(--shadow)}
.form-card h2{font-size:1.45rem;margin-bottom:.4rem}
.form-card .form-intro{color:var(--muted);font-size:.93rem;margin-bottom:1.4rem}
.sensitive-note{
  background:#FDF3F3;border:1px solid #F0D3D3;color:#7A3030;border-radius:10px;
  padding:.7rem 1rem;font-size:.85rem;margin-bottom:1.4rem;
}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.1rem}
.field{display:flex;flex-direction:column;gap:.35rem}
.field.full{grid-column:1/-1}
.field label{font-size:.88rem;font-weight:600;color:var(--navy)}
.field label .req{color:#B3261E}
.field input,.field select,.field textarea{
  padding:.75rem .9rem;border:1px solid var(--line);border-radius:10px;
  font-family:var(--sans);font-size:.95rem;background:#fff;color:var(--ink);width:100%;
}
.field textarea{min-height:130px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{
  outline:2px solid rgba(201,162,39,.45);border-color:var(--gold);
}
.consent{display:flex;gap:.6rem;align-items:flex-start;font-size:.86rem;color:var(--muted)}
.consent input{margin-top:.3rem;accent-color:var(--navy)}
.form-fineprint{font-size:.78rem;color:var(--muted);margin-top:.9rem}
.map-wrap{border-radius:var(--radius);overflow:hidden;border:1px solid var(--line)}
.map-wrap iframe{width:100%;height:340px;border:0;display:block}

/* ---------- Footer ---------- */
.site-footer{background:var(--navy);color:#C9D4EA;margin-top:0}
.footer-grid{
  display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:2.2rem;padding:3.2rem 0 2.2rem;
}
.footer-logo{background:#fff;border-radius:10px;padding:.6rem .8rem;display:inline-block;margin-bottom:1rem}
.footer-logo img{height:64px;width:auto}
.site-footer h4{color:#fff;font-family:var(--sans);font-size:.95rem;margin-bottom:.9rem;letter-spacing:.04em}
.site-footer ul{list-style:none}
.site-footer li{margin-bottom:.45rem;font-size:.9rem}
.site-footer a{color:#C9D4EA}
.site-footer a:hover{color:var(--gold-2)}
.social-row{display:flex;gap:.6rem;margin-top:1rem}
.social-row a{
  width:38px;height:38px;border:1px solid rgba(255,255,255,.3);border-radius:50%;
  display:flex;align-items:center;justify-content:center;font-size:.95rem;color:#fff;
}
.social-row a:hover{border-color:var(--gold);color:var(--gold-2)}
.footer-legal{
  border-top:1px solid rgba(255,255,255,.14);padding:1.4rem 0 1.8rem;
  font-size:.8rem;color:#93A3C4;display:grid;gap:.5rem;
}
.footer-legal a{color:#C9D4EA;text-decoration:underline}

/* floating WhatsApp */
.whatsapp-float{
  position:fixed;right:18px;bottom:18px;z-index:70;
  width:54px;height:54px;border-radius:50%;background:#25D366;color:#fff;
  display:flex;align-items:center;justify-content:center;font-size:1.5rem;
  box-shadow:0 10px 24px rgba(0,0,0,.22);
}
.whatsapp-float:hover{color:#fff;transform:translateY(-2px)}

/* ---------- Responsive ---------- */
@media (max-width:1020px){
  .trust-grid{grid-template-columns:repeat(2,1fr)}
  .steps{grid-template-columns:repeat(2,1fr)}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media (max-width:880px){
  .hero-grid{grid-template-columns:1fr;padding:3rem 0}
  .hero-photo{max-width:520px}
  .hero-card{left:.8rem}
  .grid-3,.svc-grid{grid-template-columns:1fr}
  .grid-2,.video-grid{grid-template-columns:1fr}
  .svc-detail,.about-grid,.contact-grid,.newsletter{grid-template-columns:1fr}
  .main-nav{
    display:none;position:absolute;top:100%;left:0;right:0;background:#fff;
    flex-direction:column;align-items:flex-start;padding:1rem 4%;
    border-bottom:1px solid var(--line);box-shadow:var(--shadow);gap:.4rem;
  }
  .main-nav.open{display:flex}
  .main-nav>a{padding:.6rem 0;width:100%}
  .nav-toggle{display:block}
  .header-cta{display:none}
  .form-grid{grid-template-columns:1fr}
  .nl-form{flex-direction:column}
  .nl-form .btn{width:100%}
}
@media (max-width:560px){
  .trust-grid,.steps,.footer-grid{grid-template-columns:1fr}
  .topbar .tb-right{gap:.9rem}
  .brand img{height:56px}
  .section{padding:3.4rem 0}
}

/* ============================================================
   第二版新增：現代化版面 + 輕量動畫
   動畫只由 script.js 加上 .js-anim 後先啟動；
   冇 JS 時所有內容照常顯示，唔會被隱藏。
   ============================================================ */

/* ---------- Scroll reveal ---------- */
html.js-anim .rv{
  opacity:0;transform:translateY(20px);
  transition:opacity .65s ease,transform .65s ease;
}
html.js-anim .rv.in{opacity:1;transform:none}

/* ---------- Hero 入場動畫 ---------- */
@keyframes wfFadeUp{
  from{opacity:0;transform:translateY(16px)}
  to{opacity:1;transform:none}
}
.hero .anim-in{animation:wfFadeUp .8s ease both}
.hero .anim-in.d1{animation-delay:.1s}
.hero .anim-in.d2{animation-delay:.22s}
.hero .anim-in.d3{animation-delay:.36s}
/* 顧問相：細金邊框 + 玻璃感小卡 */
.hero-photo img{border:1px solid rgba(201,162,39,.55)}
.hero-card{
  background:rgba(255,255,255,.92);
  backdrop-filter:blur(8px);
  border:1px solid rgba(201,162,39,.5);
}
.hero h1{font-size:clamp(2rem,4vw,3.05rem);max-width:36rem}
.hero .lead{font-size:1.06rem;line-height:1.75}

/* ---------- 人生階段 tabs ---------- */
.tabs-nav{
  display:flex;gap:.5rem;flex-wrap:wrap;margin-bottom:1.6rem;
}
.tabs-nav button{
  border:1px solid var(--line);background:#fff;color:var(--muted);
  padding:.65rem 1.25rem;border-radius:999px;cursor:pointer;
  font-family:var(--sans);font-size:.93rem;font-weight:600;
  transition:background .25s ease,color .25s ease,border-color .25s ease;
}
.tabs-nav button:hover{border-color:var(--gold);color:var(--navy)}
.tabs-nav button.on{background:var(--navy);border-color:var(--navy);color:#fff}
/* 冇 JS 時所有 panel 疊起顯示；JS 啟動後先隱藏非現行 panel */
.tabs-on .tab-panel{display:none}
.tabs-on .tab-panel.on{display:block;animation:wfFadeUp .5s ease both}
.tab-panel{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius);
  padding:2.1rem 2rem;margin-bottom:1.2rem;
}
.tab-panel h3{font-size:1.35rem;margin-bottom:.6rem}
.tab-panel p{color:var(--muted);max-width:44rem}
.tab-panel ul{list-style:none;margin:1rem 0 1.2rem;display:grid;grid-template-columns:repeat(3,1fr);gap:.5rem 1.6rem}
.tab-panel ul li{color:var(--muted);font-size:.94rem;padding:.25rem 0 .25rem 1.25rem;position:relative}
.tab-panel ul li::before{content:"—";position:absolute;left:0;color:var(--gold)}

/* ---------- 整體規劃 section（深藍全幅） ---------- */
.plan-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1.3rem;margin-bottom:2rem}
.plan-card{
  border:1px solid rgba(201,162,39,.4);border-radius:var(--radius);
  padding:1.6rem 1.4rem;background:rgba(255,255,255,.04);
  transition:transform .3s ease,border-color .3s ease,background .3s ease;
}
.plan-card:hover{transform:translateY(-3px);border-color:var(--gold);background:rgba(255,255,255,.07)}
.plan-card .pnum{font-family:var(--serif);color:var(--gold-2);font-size:1.3rem;display:block;margin-bottom:.6rem}
.plan-card h3{color:#fff;font-size:1.08rem;margin-bottom:.45rem}
.plan-card p{color:#C9D4EA;font-size:.9rem}
.plan-example{
  border-left:3px solid var(--gold);padding:.4rem 0 .4rem 1.3rem;max-width:52rem;
}
.plan-example strong{color:#fff;display:block;margin-bottom:.4rem}
.plan-example p{color:#C9D4EA;font-size:.95rem}

/* ---------- 流程 timeline 進度線 ---------- */
.steps{position:relative}
@media (min-width:1021px){
  .steps::after{
    content:"";position:absolute;top:0;left:0;height:2px;width:0;
    background:var(--gold);transition:width 1.1s ease .15s;
  }
  html.js-anim .steps.in::after{width:100%}
  html:not(.js-anim) .steps::after{width:100%}
  .step .snum{transition:color .4s ease}
}

/* ---------- 卡片 hover 強化（金邊＋升起） ---------- */
.card:hover,.svc-card:hover{border-color:var(--gold);box-shadow:var(--shadow)}
.svc-card{transition:transform .25s ease,box-shadow .25s ease,border-color .25s ease}
.svc-card:hover{transform:translateY(-3px)}

/* ---------- 減動畫偏好 ---------- */
@media (prefers-reduced-motion: reduce){
  *,*::before,*::after{
    animation-duration:.01ms !important;animation-iteration-count:1 !important;
    transition-duration:.01ms !important;scroll-behavior:auto !important;
  }
  html.js-anim .rv{opacity:1;transform:none}
  .steps::after{width:100% !important}
}

/* ---------- 第二版響應式 ---------- */
@media (max-width:1020px){
  .plan-grid{grid-template-columns:repeat(2,1fr)}
}
@media (max-width:880px){
  .tab-panel ul{grid-template-columns:1fr}
  .tab-panel{padding:1.6rem 1.3rem}
  .tabs-nav button{flex:1 1 auto;text-align:center}
}
@media (max-width:560px){
  .plan-grid{grid-template-columns:1fr}
}

/* ============================================================
   第三版新增：影片 highlight 橫幅、Instagram 預覽、相片圖說
   ============================================================ */

/* 關於頁顧問相圖說 */
.photo-cap{text-align:center;color:var(--muted);font-size:.88rem;margin-top:.7rem}

/* 影片區下方 highlight 橫幅（金底深藍字，當眼） */
.video-highlight{
  margin-top:1.8rem;background:var(--gold);color:var(--navy);
  border-radius:var(--radius);padding:1.25rem 1.6rem;text-align:center;
  font-size:1.06rem;font-weight:600;box-shadow:var(--shadow);
}
.video-highlight a{color:var(--navy);text-decoration:underline}
.video-highlight a:hover{color:#000}

/* Instagram 帳號卡 + 最新貼文預覽格仔 */
.ig-account{
  display:flex;gap:1.4rem;align-items:center;flex-wrap:wrap;
  background:var(--bg-soft);border:1px solid var(--line);
  border-radius:var(--radius);padding:1.8rem;
}
.ig-avatar{
  width:74px;height:74px;border-radius:50%;background:var(--navy);
  color:var(--gold-2);display:flex;align-items:center;justify-content:center;
  font-size:1.8rem;flex:0 0 auto;
}
.ig-account-main{flex:1;min-width:220px}
.ig-handle{font-weight:700;color:var(--navy);font-size:1.15rem;display:block;margin-bottom:.25rem}
.ig-account-main p{color:var(--muted);font-size:.93rem}
.ig-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.2rem;margin-top:1.4rem}
.ig-post{
  border:1px dashed #C6CEDE;border-radius:var(--radius);background:var(--bg-soft);
  min-height:190px;display:flex;flex-direction:column;gap:.6rem;
  align-items:center;justify-content:center;text-align:center;padding:1.4rem;
  color:var(--navy);font-weight:600;
  transition:border-color .2s ease,background .2s ease,transform .2s ease;
}
.ig-post .ig-post-ic{font-size:1.7rem;color:var(--gold)}
.ig-post:hover{border-color:var(--gold);background:#fff;color:var(--navy);transform:translateY(-3px)}
/* 換成真貼文 embed 時用：將 .ig-post 連結卡成格換成呢個 iframe 即可 */
.ig-embed{width:100%;height:480px;border:0;border-radius:var(--radius);background:#fff}

/* 首頁資源區 Instagram 細卡 */
.ig-strip{
  display:flex;gap:1rem;align-items:center;margin-top:1.4rem;
  background:var(--navy);color:#fff;border-radius:var(--radius);padding:1.1rem 1.4rem;
  transition:transform .2s ease,box-shadow .2s ease;
}
.ig-strip:hover{color:#fff;transform:translateY(-2px);box-shadow:var(--shadow)}
.ig-strip .ig-strip-ic{font-size:1.5rem;color:var(--gold-2);flex:0 0 auto}
.ig-strip strong{color:#fff;display:block;font-size:1rem}
.ig-strip span>span{color:#C9D4EA;font-size:.88rem}

@media (max-width:880px){
  .ig-grid{grid-template-columns:1fr}
  .ig-account{padding:1.4rem}
  .video-highlight{font-size:1rem;padding:1.1rem 1.2rem}
}

.article-body{max-width:760px;margin:0 auto}
.article-body h3{font-size:1.25rem;margin:1.7rem 0 .5rem;color:var(--navy)}
.article-body p{color:var(--muted);margin-bottom:.95rem;line-height:1.78}
.article-cta{margin-top:2.4rem;background:var(--navy);border-radius:14px;padding:1.8rem;text-align:center}
.article-cta p{color:#E8E4D8;margin-bottom:1.1rem}
.article-cta .btn{margin:.2rem}
.article-cta .btn-outline-navy{border-color:#E8E4D8;color:#E8E4D8}
.res-card{position:relative}
.res-card .card-link::after{content:"";position:absolute;inset:0}

/* Our Partners 自動滾動 logo 橫幅 */
.partners-section{padding:3.6rem 0 3.2rem;background:#fff;border-bottom:1px solid var(--line)}
.partners-section .sec-head{margin-bottom:1.6rem}
.logo-marquee{overflow:hidden;max-width:1200px;margin:0 auto;padding:0 1rem;
  -webkit-mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent);
          mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent)}
.logo-track{display:flex;align-items:center;width:max-content;animation:logo-roll 30s linear infinite}
.logo-marquee:hover .logo-track{animation-play-state:paused}
.logo-track img{height:64px;width:auto;max-width:210px;object-fit:contain;background:#fff;border:1px solid var(--line);border-radius:10px;padding:8px 18px;flex:0 0 auto;margin-right:1.2rem}
@keyframes logo-roll{from{transform:translateX(0)}to{transform:translateX(-50%)}}
@media (prefers-reduced-motion: reduce){.logo-track{animation:none;flex-wrap:wrap;justify-content:center}}